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Some critics are referring to these Cloud Flare certificates as "fraudulent" because the domain ownership validation (a necessary component of the SSL standard) is achieved only from Cloud Flare's initial access to the zone file.

This page is an excellent imitation of the Bank of America pages he remembers, and there is also that nice little SSL padlock in the corner of the address bar. Probably, because he doesn't realize that he's at a subdomain of q4and is entering his old and new password into a fake page for the benefit of a phisher.

As if the "standard" certificates aren't enough of a problem, there are also over four million "universal" certificates that present bigger problems.

After all, Cloud Flare has engineers who come up with clever techniques to enhance SSL.

But imagine that you are a government regulator in a country where a big ISP hosts a Cloud Flare "data center." Your job is to consider the Internet in terms of public safety and current laws, and you go to that ISP with a list of Cloud Flare-user domains you want blocked.

Paid accounts make up about five percent of the domains that use Cloud Flare, according to news reports.It's all a marketing effort anyway, whether paid or free.If those IPs change, then block Cloud Flare's entire IP space, and continue to monitor the situation.If Cloud Flare's traffic still gets through, you ask the ISP to pull the plug on Cloud Flare's racks.Now add Cloud Flare's free fly-by-night "universal" SSL.When you email Cloud Flare to open your new account, they ask for your domain.